Estate planning is boring, difficult, and requires an attorney to finalize, but it’s one of the most important things we could do for ourselves or our loved ones. If it’s not protected, it could be taken away from your loved ones. The first and most important things you’ll need? Finally, you need a last will and testament, which will allow you to pick a personal representative to handle your affairs. To receive a free weekly email on Smart Living from Ivanhoe, sign up at: http://www.ivanhoe.com/ftk