As if picking a plan wasn’t tough enough, you first have to decipher a long list of terms when it comes to health insurance coverage. The KSAT Explains Team put together a glossary to make that tedious task a little easier.

People have until Tuesday, January 16, to participate in open enrollment.

SAN ANTONIO – Open enrollment is a time when many can sign up for vital health care through their employers or the health insurance marketplace. This year, open enrollment for the Affordable Care Act runs from Nov. 1 through Dec. 15, and the Medicare open enrollment runs from Oct. 15 through Dec. 7. One scam the BBB is warning about involves a caller claiming to be a “health care benefits advocate” or a similar title. Beware of dishonest health care brokers who offer “free health care screenings,” as this could be a way to weed out less healthy people. If you feel a call is a scam, hang up and visit the health care website yourself or directly call your health care provider.