People of color are twice as likely to be turned down for a mortgage, according to Consumer Reports. If you are denied, there are some things you can do to reverse the decision, but you have to act quickly.

Rising home prices are giving potential homeowners another reason to wait. Mortgage rates are expected to rise throughout the year.

With mortgage rates still at historic lows, refinancing can save a home owner hundreds of dollars a month. So, why aren't more people doing it?