INSIDER
KSAT Q&A: Victory Capital investment officer discusses recent stock market decline
Read full article: KSAT Q&A: Victory Capital investment officer discusses recent stock market declineJim Jackson, co-chief investment officer of Victory Income Investors, appeared on the 6 O’Clock News to explain the recent stock market decline.
Leading SA: Fighting Inflation with Victory Capital
Read full article: Leading SA: Fighting Inflation with Victory CapitalWhen it comes to finances, 2023 has been a tough year for many families, and one of the most prevalent issues is inflation. Mannik Dhillon with Victory Capital joined Leading SA on Sunday to help explain the issue and what next year could bring.
More than 400 nonprofits are registered to participate in The Big Give this year
Read full article: More than 400 nonprofits are registered to participate in The Big Give this yearThe Big Give, a 24-hour online fundraiser for local nonprofits is back next week, but there’s a way you can give in advance.
Comal ISD middle, elementary students win stock market game
Read full article: Comal ISD middle, elementary students win stock market gameThe Stock Market Game provides students with the opportunity to learn the value of long-term investing through an online educational program offered to teachers in Central Texas.
Your eyes could be smiling at this opportunity Ireland is offering
Read full article: Your eyes could be smiling at this opportunity Ireland is offeringThe Irish government has launched an initiative called “Our Living Islands,” a 10-year plan that aims to revitalize more than a dozen islands off the country’s coast.
San Antonio homeowners can learn how to lower property tax bills at city workshop
Read full article: San Antonio homeowners can learn how to lower property tax bills at city workshopThe City of San Antonio is hosting a workshop on Monday to help homeowners learn about exemptions and steps to submit an appeal to lower property taxes.
Here are some tips so you don’t fall victim to payment app scams
Read full article: Here are some tips so you don’t fall victim to payment app scamsWhile payment apps like Zelle, Venmo, and Cash App make sending money to your friends or for purchases very easy and convenient, Pew Research Center states that about one in 10 people fall victim to payment app scams or hacking.
Small sums add up to big money: some hidden scholarships to look for
Read full article: Small sums add up to big money: some hidden scholarships to look forRecent surveys show $49 billion is awarded in scholarships annually. But an estimated $100 million in scholarship money still goes unawarded each year.
Leading SA: Housing and stock market outlook for the upcoming year
Read full article: Leading SA: Housing and stock market outlook for the upcoming yearWhether it is the stock market or the housing market, 2022 has been a roller coaster of emotions and prices. There are a lot of questions revolving around interest rates, a possible recession, and what comes next.
Savvy shoppers: the secret to saving money at grocery store
Read full article: Savvy shoppers: the secret to saving money at grocery storeGrocery stores have a secret sauce they use to get you to spend more money when you planned to spend less. Impulse buying and sticker shock at the checkout aisle are real things.
Nonprofit creates budget simulator in push for community-wide change on wages
Read full article: Nonprofit creates budget simulator in push for community-wide change on wagesA new online tool is letting people experience some of the difficult choices local families must make due to financial hardships.
Choosing A Financial Advisor: Five Mistakes to Avoid
Read full article: Choosing A Financial Advisor: Five Mistakes to AvoidA 2020 northwestern mutual study found that 71% of Americans admit their financial planning needs improvement. Yet only 29% of them work with a financial advisor. While these experts can help you make the most of your investments, you have to be careful to pick the right one.
Tax season is here: Tips to get your refund processed quicker, without any delays
Read full article: Tax season is here: Tips to get your refund processed quicker, without any delaysThis season, the IRS will begin accepting returns on January 24. That's about two and a half weeks before last year's start date.
How to put 2022 financial resolutions into motion and take steps toward the future
Read full article: How to put 2022 financial resolutions into motion and take steps toward the futureIt’s 2022 and with the start of the new year, so many people have new goals and resolutions. We always hear about fitness resolutions – and eating healthier – but what about financial resolutions and saving more money this year?
How to prepare for receiving a reduced income
Read full article: How to prepare for receiving a reduced incomeORLANDO, Fla. (Ivanhoe Newswire) – The pandemic may leave more than 40 million Americans without a job, risking their homes and their health. Would you and your family be able to survive without a paycheck coming in every other week? “We became homeless and now we don’t have food, and now COVID, it’s been really, really tough,” said Latisha King. You can find out your poverty risk assessment by logging on to www.playspent.org and taking the test. Sources: https://www.cnbc.com/2020/07/30/what-its-like-to-be-evicted-during-the-coivd-19-pandemic.html https://aspe.hhs.gov/poverty-guidelines https://www.census.gov/newsroom/press-releases/2020/income-poverty.html#:~:text=In%202019%2C%20there%20were%2034.0,million%20fewer%20people%20than%202018 https://aspe.hhs.gov/poverty-guidelines https://www.self.inc/blog/7-tips-for-breaking-the-cycle-of-povertyContributor(s) to this news report include: Sabrina Broadbent, Producer; Bob Walko, Videographer and Editor.
Want to make money? Don’t play the lottery
Read full article: Want to make money? Don’t play the lotteryU.S Census data shows that lottery sales in 2016, the most recent year with complete data, totaled more than $80 billion. In 2016, Census data shows Texans spent about $4.8 billion on lottery tickets. Instead, economists say it is better to invest the money you spend on lottery tickets. If you like to play the lottery for fun, financial experts have some tips. Second, make sure you have a budget to play the lottery and that you aren’t spending money needed for necessities, like housing, food or bills.
US airlines could lose more than $35 billion due to pandemic, financial research firm FACTSET reports
Read full article: US airlines could lose more than $35 billion due to pandemic, financial research firm FACTSET reportsAmerican Airlines’ share price lost 45%, its biggest percentage decline since before the carrier’s 2013 merger with US Airways. Delta Airlines’ stock lost 31%, while United Airlines fell 51% over the last 12 months, its biggest drop since 2008. The S&P 500, meanwhile, rose by more than 16% in 2020. U.S. carriers’ increased their total debt by $67 billion in 2020 to more than $172 billion to weather the crisis, according to trade group Airlines for America. On the bright side, air travel demand has recovered a lot of ground compared with the volumes hit early in the pandemic.
Here are some ways to reorganize your finances without cutting everything out
Read full article: Here are some ways to reorganize your finances without cutting everything out2020 has brought many of us to a reckoning with our spending habits. But there are plenty of ways to reorganize our finances without cutting everything out of our lives. She says 2020 has made many of us fear the unknown, and how it could affect our bank accounts. 2020 caused many of our spending habits to change. But in order to make 2021 better, putting in a little work around the new year on your personal finances can make all the difference.
Bitcoin is skyrocketing. What does it mean for investors?
Read full article: Bitcoin is skyrocketing. What does it mean for investors?The reason is the price of Bitcoin, the most popular form of cryptocurrency, which has skyrocketed to record levels. The price of Bitcoin on Sunday was more than $33,000, a record high, before dropping to over $31,000 on Monday morning. But what exactly is it, and what does it mean for investors in the short term and long term? It’s a similar concept to having tokens in an arcade or casino chips, and exchanging real money for them or cashing them out for real money. Many feel Bitcoin is the currency of the future and want to buy it now.
Check it and change it: How to boost your credit score
Read full article: Check it and change it: How to boost your credit scorePayment history and credit utilization, or the ratio of credit being used compared to total credit available, are the two biggest factors in determining your credit score. The next factors that affect your credit score are length of credit history, new credit inquiries, and diversifying your credit with a mix of credit cards and loans. Too much new credit at one time can affect your credit score negatively by adding hard inquiries to your credit report. To give you an idea on how your credit score can impact a 30-year fixed mortgage on a $200,000 home—if your credit score is above 760, you’ll pay $996 a month. You can check out your credit score for free at Credit Karma, Credit Sesame, and www.credit.com.
71% parents plan to spend more on Halloween to make up for COVID year, survey finds
Read full article: 71% parents plan to spend more on Halloween to make up for COVID year, survey findsCHARLOTTE, North Carolina – Nearly three out of four parents plan to spend more money on Halloween in 2020 to make up for a year filled with missed opportunities during the COVID-19 pandemic, according to a Lending Tree Survey. In a new survey conducted by Lending Tree, one of the country’s largest lending marketplaces, most parents surveyed with children under 18 say they plan to spend more on Halloween because they have already missed out on other celebrations during the COVID-19 pandemic. Social distancing has been factored into play dates, if they happen at all,” the company said in a statement. That, and more has made 2020 a downright difficult year for both parents and their little ones.”Additionally, 54% of parents surveyed said they spent more on Halloween than they could afford at some point in the past. In fact, some parents will even go into debt to help spread holiday cheer, according to survey data.
Thinking about refinancing? Now is a great time to do it: All the reasons why
Read full article: Thinking about refinancing? Now is a great time to do it: All the reasons whySo, why is this such a good time to refinance, and why should people consider doing so? How long will rates stay this low? Fontanot said the low rates are here to stay for a while, possibly well into 2021. The Federal Reserve has plenty of incentive to keep rates low while the pandemic continues on. “There is a challenge they have, and raising interest rates can put a crunch on things.”What should people consider before refinancing?